Semcac Community Development Department staff provide the administration for the Bluff Country Housing and Redevelopment Authority (BCHRA), which was formed in 1991 to serve Fillmore and Houston counties. Both counties’ commissioners appoint two residents to serve on the governing board of the BCHRA.
Minnesota Housing Homeownership Programs
Make your dream of homeownership a reality with help from Minnesota Housing and the Bluff Country HRA! Whether you’re a first-time buyer, repeat buyer, or want to refinance, there’s an affordable Minnesota Housing program that’s right for you.
FAQs
Small Cities Development Program
Bluff Country HRA and Semcac can partner with local governments to administer Small Cities Development Program projects in Fillmore and Houston counties. This program offers no interest, deferred loans for eligible homeowners to make necessary home repairs. A homeowner could use the loan funds for general improvements including the foundation, siding, gutters, electrical system, plumbing or heating system. Lead assessment and abatement is also a special focus, especially for households with young children. Other state and local funds are leveraged to help with additional improvements.