Bluff Country HRA and Semcac can partner with local governments to administer Small Cities Development Program projects in Fillmore and Houston counties. This program offers no interest, deferred loans for eligible homeowners to make necessary home repairs. A homeowner could use the loan funds for general improvements including the foundation, siding, gutters, electrical system, plumbing or heating system. Lead assessment and abatement is also a special focus, especially for households with young children. Other state and local funds are leveraged to help with additional improvements.